Romance Scams Among Seniors: A Growing Threat of Dating Fraud

Photo by Markus Winkler

Romance frauds are growing rapidly, but you may be surprised to learn that a growing number of people over fifty are becoming victims by unscrupulous individuals, pretending to be searching for love, companionship, or a lifetime partner, when they are looking to get into your bank account.

Romance frauds targeting seniors have become a universal problem, exploiting men and women who may be lonely and desire companionship. These criminals create fake dating profiles on social media and dating platforms, posing as potential friends to gain trust before manipulating victims into sending money. According to the Federal Trade Commission (FTC), over 2 billion dollars is lost to fraudulent dating activities with seniors being hit the hardest.

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Scammers typically craft extravagant identities, using stolen photos and fabricated backstories to appear genuine. They engage in prolonged communication, showering victims with affection to build emotional dependency. Once trust is set up, they fabricate emergencies, medical bills, travel expenses, investment opportunities or business troubles to ask for funds. Many victims, believing they are helping a loved one, wire money or share financial information, only to realize they have been deceived.

Photo by Polina Tankilevitch

Dating fraud is particularly devastating for older adults, who may not be as computer or tech savvy in recognizing the warning signs. Isolation and mental decline can make seniors more vulnerable to manipulation. The warning signs of a con artist include reluctance to meet in person, inconsistent stories, and requests for financial aid. Family members should remain vigilant, encouraging open conversations about online relationships and verifying suspicious contacts.

To protect against romance frauds, seniors should avoid sharing personal or financial details with strangers online. Reverse image searches can help find stolen profile pictures, while skepticism of overly flattering or rushed relationships is crucial. Reporting suspicious activity to platforms and authorities can prevent further victimization.

Photo by Саша Алалыкин

Romance frauds prey on feelings, leaving lasting financial and psychological hurt. Awareness and education are key to safeguarding seniors from these deceptive schemes. By recognizing the tactics of fraudsters, potential victims can avoid falling prey to fake relationships designed to exploit their trust and generosity.

If you suspect or have been a victim of a romance fraud, contact the following sources:

Report Fraud to the AARP Fraud Watch Network Helpline

ReportFraud.ftc.gov