Monday, November 19, 2018
If anything has had an impact on relationships is the onset of social media. There were times when people had to guess what was going on behind locked doors when it came to people’s love life. With the arrival of social networks, nothing seems to be sacred anymore. Some people love putting their personal business and risqué images of themselves on these sites.
Maintaining a good relationship is complicated enough. Why add more turmoil to your love life by bringing social media into the picture.
Most people couldn’t care less about whom you met online, slept with, or your latest conquest. The fights you have with your significant other or whom you kicked to the curb are private matters and don’t belong on the Internet for the whole world to witness. And whatever you post on these sites remains there without end.
Monday, November 12, 2018
Managing your money doesn’t just involve finances but understanding when to implement important legal documents. When planning your personal or business objectives, there will come a time when a legal document, whether simple or complex, will be extremely vital.
Following are some legal documents pertaining to personal finance, estate planning, power of attorney, and real estate planning.
This guide will help you to understand and select the document that will best meet your particular needs. Of course, when planning to execute any legal document, it is a good idea to consult an attorney.
Check Stop Payment - request to a bank not to honor a particular check.
Lost Credit Card Notice - letter to a Credit Card Company from the cardholder requesting the halt in credit.
Promissory Note - a promise to pay a principal sum plus interest.
Request for Credit Report - a letter to reporting agency for full and complete disclosure of credit file.
Request Under Freedom of Information - letter to any government agency that may keep files on individuals.
Estate Planning Documents
Codicil - an amendment to an original Will that changes or modifies a Will.
Last Will and Testament - a legal document that sets forth the wishes of the testator after his or her death. This document distributes the property of the testator and appoints representatives to administer the estate.
Organ Donation - a document that specifies the wishes of an organ donor.
Premarital Agreement - a written contract between intended spouses, which provides for the division of property, income, and responsibilities to each other and their child or children should the marriage ends in divorce or other means.
Revocable Living Trust - a trust established while alive also known as an “inter vivos” trust that can be revoked.
Power Of Attorney Documents
General Power Of Attorney - an instrument authorizing one person to act on behalf of another, usually in signing legal documents and in making legal decisions.
POA (Power of Attorney) Delegating Parental Authority - appoints a custodian for a minor child or children and specifies custodian’s powers.
Revocation of Power Attorney - a notarized statement by principal rescinding appointment of power of attorney.
Specific Power of Attorney - appoints an attorney-in-fact to perform a specific action on behalf of the grantor.
Real Estate Documents
Claim Of Lien - notifies third parties of a monetary interest in property where work was performed.
Commercial Lease - an agreement to rent commercial property.
Demand For Rent - a document designed to give a tenant a final opportunity to pay overdue rents before the landlord may commence eviction proceedings.
Discharge Of Mortgage - a mortgage holder’s release of the mortgagor.
Mortgage Deed - a borrower gives mortgage covenants to the lender in consideration of a loan.
Offer To Purchase Real Estate - a document used when a buyer is presenting an offer to purchase real estate from a seller.
Quitclaim Deed - a document which transfers title to real estate.
Residential Lease - an agreement to rent residential property.
Sublease - an agreement between tenant, landlord, and subtenant to sublet premises currently under lease to a tenant that retains tenant’s liability.
Waiver Of Lien - lien holder releases all rights to claim any liens for work done or materials furnished.
Warranty Deed - land conveyed with warranty covenants providing assurance of title.
Monday, November 05, 2018
From Academy Award®-winning director Steve McQueen ("12 Years a Slave") and co-writer and bestselling author Gillian Flynn ("Gone Girl") comes a blistering, modern-day thriller set against the backdrop of crime, passion, and corruption. "Widows" is the story of four women with nothing in common except a debt left behind by their dead husbands' criminal activities. Set in contemporary
, amid a time of turmoil, tensions build when Veronica (Oscar® winner Viola Davis), Linda (Michelle Rodriguez), Alice (Elizabeth Debicki) and Belle (Cynthia Erivo) take their fate into their own hands and conspire to forge a future on their own terms. "Widows" also stars Liam Neeson, Colin Farrell, Robert Duvall, Daniel Kaluuya, Lukas Haas and Brian Tyree Henry. Chicago
November 16, 2018